The banking information necessary to start the direct deposit is the account and routing numbers. A voided check easily and conveniently gives access to your banking information. You do not need to sign the check or enter any other information for it to serve the intended purpose.

Create customized checks from scratch or choose from the vast collection of templates to create checks. Employers often use voided checks to set up direct deposits for their payroll, and service providers may need them to set up direct debits. This is because a blank check has all the information they need, such as routing or account numbers. Using a voided check reduces the likelihood of errors, like transcription errors. It avoids the need to find checkbooks several times a month and send payments through the mail. Automatic electronic transfers also eliminate the necessity to use online bill payment services.

Write “VOID” in large block letters across the front of the check. However, don’t cover the account number or routing number with blue or black ink. These numbers will help the recipient identify your bank account.

Why Should You Void Your Checks Online?

They also use the information to verify that your account matches where the funds are being sent to ensure they’re going to you. However, you don’t want to take any kind of chances when it comes to your banking information. Next, we’ll break down simple instructions for voiding a check properly.

What is a Void Check? How to Void a Check?

Even if a thief steals this check, they cannot write down a sum of funds and then use it to withdraw money from your account. Companies often request voided checks from their employees to gather banking information to set up direct deposits. Consumers often provide their own routing and account numbers online without any problem, so voided checks are required less frequently. For example, online banks allow you to link external accounts by typing in those details yourself. Billers, such as utility companies, also accept payments by e-check when customers input their checking account information.

• You also might be able to provide your routing and account numbers directly.
• At the very left-hand bottom of the front of your check is going to be your routing number, your account number, and the official check series number (in that order).
• Yes, it’s the digital age, but you still need to know how to void a check.
• However, someone could still copy your account information and try to authorize a transfer out of your account.
• Kevin’s extensive knowledge in Direct Mail and Address Data makes him an invaluable asset to the PostGrid team.

You may need to void a check when you make an electronic financial transaction. A voided check includes banking information required to ensure correct electronic banking transactions for people who pay bills online or are paid via direct deposit. If you want to send payments through a payee’s online portal, rather than your bank’s, you can probably provide your bank account information electronically as well.

Use large letters that fill up the entire check, or write “VOID” in smaller letters on the date, payee, amount, and signature lines. You can easily void a paycheck or other payment through QuickBooks or other accounting software. A void payment happens after a transaction has been authorised but before it is finalised.

How to Send Certified Mail Online

A voided check is simply a personal check with the word voided check “void” across the front. Marking a check “void” means it’s no longer valid for payment. The Smart Investor (this website) is an independent financial website. The product offers that appear on this site are from companies from which this website may receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

You’ll then be able to grab a pen and void the check in the exact manner we’ve described above. This is the information that today’s electronic banking services need to set up an electronic transfer between two different entities. Every check (official check, anyway) includes a couple of key pieces of data that can be used by individuals and organizations to send or request money directly from your account.

You might also ask the business or organization requesting a voided check if they would accept a deposit slip that has been voided as well. Businesses should look for a reliable, personalizable, and compliant solution to print and send voided checks. PostGrid Print and Mail API is the perfect solution for creating and posting your checks to recipients. The platform comes with native integrations for CRM systems and accounting tools, so you can automatically send voided checks upon request.

You want to make it difficult for thieves to erase or cover your void mark. A voided check is a check with the word “void” written across the front, which indicates that it shouldn’t be accepted for payment. The check can still be used to get the information needed for electronic payments. Void Check is a type of check that is not valid for payment.

Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service. Some companies allow you to set up payments or direct deposits with a deposit slip for your checking or savings account. If you need a voided check to set up direct deposit with your employer, you have a couple of choices.